Commercial Loans

We only have one type of Commercial Real Estate loan product. The one that is right for you.

Commercial Real Estate Financing

AltaPacific Bank offers a variety of real estate financing arrangements. Your business can use real estate secured credit facilities for an assortment of needs.

We provide:

  • Real Estate Secured Lines of Credit
  • Land Loans
  • Construction Loans
  • Commercial Real Estate Loans

For inquiries, please contact the office closest to your business.  Locations

SBA Loans - Preferred Lender (PLP)

The Small Business Administration (SBA) 7(a) and 504 loan programs are the most popular and commonly used SBA programs in the market today.

  • SBA 7(a) loans are the most flexible because financing can be guaranteed for a variety of general business purposes.
  • SBA 504 loans provide small businesses with long-term fixed rate financing to acquire major fixed assets such as real estate and equipment.

To understand which loan structure works best for your needs, please contact us for a personal assessment of your situation.

Inquiries on SBA Financing

Monica Palacio-Wolfe, VP & SBA Business Development Officer
Southern California

Lines Of Credit

Lines of Credit secured by one or more of the following:

  • 1st and 2nd Deeds of Trust on commercial or residential real estate
  • Accounts Receivable
  • Inventory
  • Machinery and Equipment
  • Marketable Securities
  • Savings Accounts and Certificates of Deposit

For inquiries, please contact the office closest to your business.  Locations

Inquiries on Construction Financing

Jason Lorenz, EVP Real Estate Industries Group
Northern California - Santa Rosa


Effective May 11, 2018, additional regulations to strengthen Customer Due Diligence (CDD) require all banks to identify the direct and indirect beneficial owners of 25% or more of a business or entity and at least one person with control over the entity.  The rule applies to all new business or entity deposit and loan accounts opened.