Commercial Loans
Commercial Real Estate Financing
AltaPacific Bank offers a variety of real estate financing arrangements. Your business can use real estate secured credit facilities for an assortment of needs.
We provide:
- Real Estate Secured Lines of Credit
- Land Loans
- Construction Loans
- Commercial Real Estate Loans
For inquiries, please contact the office closest to your business. Locations
SBA Loans - Preferred Lender (PLP)
The Small Business Administration (SBA) 7(a) and 504 loan programs are the most popular and commonly used SBA programs in the market today.
- SBA 7(a) loans are the most flexible because financing can be guaranteed for a variety of general business purposes.
- SBA 504 loans provide small businesses with long-term fixed rate financing to acquire major fixed assets such as real estate and equipment.
To understand which loan structure works best for your needs, please contact us for a personal assessment of your situation.
Inquiries on SBA Financing
Monica Palacio-Wolfe, VP & SBA Business Development Officer
Southern California
951.719-1215
mwolfe@apbconnect.com
Lines Of Credit
Lines of Credit secured by one or more of the following:
- 1st and 2nd Deeds of Trust on commercial or residential real estate
- Accounts Receivable
- Inventory
- Machinery and Equipment
- Marketable Securities
- Savings Accounts and Certificates of Deposit
For inquiries, please contact the office closest to your business. Locations
Inquiries on Construction Financing
Jason Lorenz, EVP Real Estate Industries Group
Northern California - Santa Rosa
707.236.1517
jlorenz@apbconnect.com
Effective May 11, 2018, additional regulations to strengthen Customer Due Diligence (CDD) require all banks to identify the direct and indirect beneficial owners of 25% or more of a business or entity and at least one person with control over the entity. The rule applies to all new business or entity deposit and loan accounts opened.