Business Loan Products

 “My previous bank did not understand my unique financial requirements. I chose AltaPacific because they understand Service First.”

We understand that financing is not one size fits all. Our approach is to look at your needs and find solutions. We can provide your business with working capital liquidity, seasonal inventory financing, equipment financing, property and facilities financing, expansion financing and more. The types of financing we offer include:

  • Short Term Unsecured Loans
  • Term Loans and Lines of Credit secured by one or more of the following
    • 1st and 2nd Deeds of Trust on commercial or residential real estate
    • Accounts Receivable
    • Inventory
    • Machinery and Equipment
    • Marketable Securities
    • Savings Accounts and Certificates of Deposit
  • Commercial and Residential Construction Loans
  • Small Business Administration (SBA) Loans
  • Business Acquisition Financing
  • Business Expansion Financing
  • Debt Restructuring
  • Inventory Financing
  • Land Loans
  • Machinery and Equipment Loans
  • Working Capital Loans

We understand our business and professional customers are constantly moving forward and require flexibility in their financing. Sometimes traditional is not good enough. We are determined to work with you on your new financing needs and provide you with the flexibility you need to make your business more successful. Contact us to discuss your situation. We listen.

Effective May 11, 2018, additional regulations to strengthen Customer Due Diligence (CDD) require all banks to identify the direct and indirect beneficial owners of 25% or more of a business or entity and at least one person with control over the entity.  The rule applies to all new business or entity deposit and loan accounts opened.