We offer these customary deposit products:
- Personal Checking Accounts with unlimited check writing and deposits
- Interest Checking with unlimited check writing and a competitive rate of interest
- Senior Interest Checking with unlimited check writing (minimum age requirement)
- Savings Accounts with no monthly service charge when minimum average daily balance requirement is met (a minimum opening deposit required)
- Individual Retirement Accounts (IRA) where your interest may be tax-free or tax-deferred, until you withdraw the funds (If you withdraw before age 59 ½, a penalty may be assessed)
- Money Market Accounts with a competitive rate of interest - see limitations below*
- Certificates of Deposit with secure, fixed interest rates on your deposits
- ATM/Debit Cards (ask about waiver of fees)
- Overdraft Protection
- Wire Transfers
- Check Imaging
- Online Banking
We recognize that traditional means of banking are changing and we are determined to meet your alternative needs. Contact us to discuss your situation. We listen.
*You may make up to six (6) withdrawls by means of pre-authorized agreement or check per month (or statement cycle of at least 4 weeks). Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. For additional information, please review Federal Reserve Regulation D Transaction Limitations.