Atlantic Pacific Bank

We offer these customary deposit products:

• Personal Checking Accounts with unlimited check writing and deposits
• Interest Checking with unlimited check writing and a competitive rate of interest
• Senior Interest Checking with unlimited check writing (minimum age requirement)
• Savings Accounts with no monthly service charge when minimum average daily balance requirement is met (a minimum opening deposit required)
• Individual Retirement Accounts (IRA) where your interest may be tax-free or tax-deferred, until you withdraw the funds (If you withdraw before age 59 ½, a penalty may be assessed)
• Money Market Accounts with a competitive rate of interest - see limitations below*
• Certificates of Deposit with secure, fixed interest rates on your deposits
• ATM/Debit Cards (ask about waiver of fees)
• Overdraft Protection
• Wire Transfers
• Check Imaging
• Online Banking
• OnCall Banking by telephone 24/7

We recognize that traditional means of banking are changing and we are determined to meet your alternative needs. Contact us to discuss your situation. We listen.

*You may make up to six (6) pre-authorized, automatic or telephone transfers from this account each month or statement cycle of at least four weeks. No more than three (3) of these six (6) transfers may be made by a check (if applicable), debit card, bill payment debit, other pre-authorized debit, or similar order made payable to a third party. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. For additional information, please review Federal Reserve Regulation D Transaction Limitations.