Personal Deposit Products

We offer these customary deposit products:

  • Personal Checking Accounts with unlimited check writing and deposits
  • Interest Checking with unlimited check writing and a competitive rate of interest
  • Senior Interest Checking with unlimited check writing (minimum age requirement)
  • Savings Accounts with no monthly service charge when minimum average daily balance requirement is met (a minimum opening deposit required)
  • Individual Retirement Accounts (IRA) where your interest may be tax-free or tax-deferred, until you withdraw the funds (If you withdraw before age 59 ½, a penalty may be assessed)
  • Money Market Accounts with a competitive rate of interest - see limitations below*
  • Certificates of Deposit with secure, fixed interest rates on your deposits
  • ATM/Debit Cards (ask about waiver of fees)
  • Overdraft Protection
  • Wire Transfers
  • Check Imaging
  • Online Banking

We recognize that traditional means of banking are changing and we are determined to meet your alternative needs. Contact us to discuss your situation. We listen.

*You may make up to six (6) withdrawls by means of pre-authorized agreement or check per month (or statement cycle of at least 4 weeks). Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. For additional information, please review Federal Reserve Regulation D Transaction Limitations.

“Fluent in Finance.”