Business Loan Products

We understand that financing is not one size fits all. Our approach is to look at your needs and find solutions. We can provide your business with working capital liquidity, seasonal inventory financing, equipment financing, property and facilities financing, expansion financing and more. The types of financing we offer include:

  • Short Term Unsecured Loans
  • Term Loans and Lines of Credit secured by one or more of the following
    • 1st and 2nd Deeds of Trust on commercial or residential real estate
    • Accounts Receivable
    • Inventory
    • Machinery and Equipment
    • Marketable Securities
    • Savings Accounts and Certificates of Deposit
  • Commercial and Residential Construction Loans
  • Small Business Administration (SBA) Loans
  • Business Acquisition Financing
  • Business Expansion Financing
  • Debt Restructuring
  • Inventory Financing
  • Land Loans
  • Machinery and Equipment Loans
  • Working Capital Loans

We understand our business and professional customers are constantly moving forward and require flexibility in their financing. Sometimes traditional is not good enough. We are determined to work with you on your new financing needs and provide you the flexibility you need to make your business more successful. Contact us to discuss your situation. We listen.

Service (sûr vis): v.
     a. Assistance; help.
     b. An act of support or      benefit.

First (fûrst): n.
     a. Before or above all others      in time, order, rank, or      importance.

Example: “My previous bank did not understand my unique financial requirements. I chose Atlantic Pacific because they understand Service First.”