Business Deposit Products

Our deposit products are designed to help business owners and professionals stay on top of their banking transactions and assist them in managing their company finances 24 hours a day 7 days a week, from almost anywhere.

The right account is an important benefit to your business. We have a variety of deposit packages, including:

  • Analysis Business Checking Accounts using prevailing market rates and competitive transaction charges with earnings credits that may reduces fees
  • Small Business Interest Checking, an ideal solution for sole proprietors and non-profit associations who desire interest on their balances – we also offer this checking account to schools, church groups and other non-profit organizations
  • Money Market Accounts combining immediate availability with market rates of return - see limitations below*
  • Atlantic Pacific Bank Certificates of Deposit which allow you to earn interest on investment balances – choose monthly interest payments or compound the interest in your account
  • Attorney Client Trust Accounts to handle State Bar requirements for attorneys
  • Overdraft Protection so that you have funds when you unexpectedly need them
  • Business Debit Cards so you can track your expenses conveniently on your monthly statements

To get a better understanding on how any of our deposit products work for your business, contact us to discuss your situation. And, we will give you a product demonstration and do all the work to provide you with convenient and useful banking services.

*You may make up to six (6) pre-authorized, automatic or telephone transfers from this account each month or statement cycle of at least four weeks. No more than three (3) of these six (6) transfers may be made by a check (if applicable), debit card, bill payment debit, other pre-authorized debit, or similar order made payable to a third party. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. For additional information, please review Federal Reserve Regulation D Transaction Limitations.

“Business banking worth recommending.”